Menu
Michael has worked in the financial services industry since 1989.
Michael commenced the RetireInvest (RI) Chermside Office in July 2007. Prior to joining RI, Michael was employed with Suncorp for over 7 years and held roles as a financial planning manager and strategy adviser. He has also worked as a financial adviser and investment accountant for various financial services organisations, both in Brisbane and Sydney.
Michael holds a Post-Graduate Diploma in Investments and Finance, Bachelor of Business and an Advanced Diploma of Financial Planning.
Michael loves keeping fit with F45 training and regular morning walks with his pet dog Molly. Michael lives in Brisbane, with his wife Shana and daughter Malori.
Nicole joined the RI Chermside office in October 2008 after spending the previous 7 years in Event Management.
Nicole is your first point of contact at Chermside and provides support to our clients and adviser in all matters of administration including completion of paperwork, liaising with clients and the fund managers.
Being a Mum to 2 teenage boys keeps Nicole very busy but she also enjoys spending time with family and friends, cooking, gardening and dining out.
Client Liaison Hound
Molly sharing cuddles with our clients. You can also book a cuddle with Molly
We have accessed the Super Ratings charts of the top 10 Super Funds in three types of risk profiles – Balanced, Moderate and Defensive Risk.
| Top 10 Superannuation Funds – Australia | Balanced Investors (60%-76%) | ||
| as at 31st March 2021 | |||
| Rank | Fund Investment Option | Return | Return Period |
| 1 | RI Chermside Blended Model CFS – Balanced | 24.82% | 1 year |
| 2 | BT Panorama Full Menu – BT Wholesale Multi-manager Balanced Fund | 24.42% | 1 year |
| 3 | CFS-FC Wsale Pers – FirstChoice Wsale Multi-Index Balanced | 24.24% | 1 year |
| 4 | Hostplus – Balanced | 23.33% | 1 year |
| 5 | smartMonday PRIME – Balanced Growth – Active | 23.16% | 1 year |
| 6 | UniSuper Accum (1) – Balanced | 22.80% | 1 year |
| 7 | RI Chermside Sector Specific Model Frontier – Balanced | 22.28% | 1 year |
| 8 | AustralianSuper – Balanced | 21.95% | 1 year |
| 9 | Sunsuper for Life – Balanced | 21.33% | 1 year |
| 10 | RI Chermside Core Plus Statellite Model CFS – Balanced | 21.10% | 1 year |
| 11 | Cbus – Growth (Cbus MySuper) | 20.99% | 1 year |
| Reference :- https://www.superratings.com.au/top-10-super-funds/ | |||
| Top 10 Superannuation Funds – Australia | Moderate Investors (41%-59%) | ||
| as at 31st March 2021 | |||
| Rank | Fund Investment Option | Return | Return Period |
| 1 | Vision SS Balanced Fund | 16.92% | 1 year |
| 2 | RI Chermside Blended Model – CFS Moderate | 16.17% | 1 year |
| 3 | RI Chermside Core Plus Satellite Model – CFS Moderate | 16.07% | 1 year |
| 4 | RI Chermside Sector Specific Model – CFS Moderate | 16.07% | 1 year |
| 5 | RI Chermside Sector Specific Model – OnePath Moderate | 15.80% | 1 year |
| 6 | Australian Catholic Super – Conservative Balanced | 15.34% | 1 year |
| 7 | Energy Super Capital Managed | 15.23% | 1 year |
| 8 | Australian Super – Conservative Balanced | 15.20% | 1 year |
| 9 | Mine Super – Conservative Balanced | 15.07% | 1 year |
| 10 | Sunsuper for Life – Retirement | 14.87% | 1 year |
| Reference :- https://www.superratings.com.au/top-10-super-funds/ | |||
| Top 10 Superannuation Funds – Australia | Defensive Investors (20%-40%) | ||
| as at 31st March 2021 | |||
| Rank | Fund Investment Option | Return | Return Period |
| 1 | RI Chermside Sector Specific Model – CFS Defensive | 11.14% | 1 year |
| 2 | Energy Super – Stable | 10.77% | 1 year |
| 3 | Aust Catholic Super & Ret – Conservative | 10.65% | 1 year |
| 4 | RI Chermside Sector Specific Model – OnePath Defensive | 10.57% | 1 year |
| 5 | BT Panorama Full Menu – BT Wholesale Multi-manager Conservative Fund | 10.57% | 1 year |
| 6 | smartMonday PRIME – Moderate – Active | 10.43% | 1 year |
| 7 | BT Panorama Full Menu – BT Index Defensive Fund | 9.94% | 1 year |
| 8 | CFS FC Emp – FirstChoice Multi-Index Conservative Select | 9.93% | 1 year |
| 9 | HESTA – Conservative | 9.76% | 1 year |
| 10 | RI Chermside Core Plus Satellite Model – CFS Defensive | 9.71% | 1 year |
| Reference :- https://www.superratings.com.au/top-10-super-funds/ | |||
This information (including taxation) is general in nature and may not be relevant to your individual circumstances. You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) before making any decision to acquire a product.
Why did I choose to be a Financial Adviser
What makes a great Financial Adviser
What do I like about being a Financial Adviser
Why people come to me for Financial Advice
nicole.court@riseqld.com.au
(07) 3359 0022
Our Office is based in Chermside, Queensland (close to Westfield Chermside).
We generally offer appointments during business hours (9am-5pm).
However, home based and after hours appointments are also available, depending on location (additional fees may apply).
Michael Iacovella is an Authorised Representative of RI Advice Group Pty Ltd ABN Number 23001774125 and AFSL Number 238429
General Advice Warning
The information provided is general in nature. It has been prepared without talking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This website contains information for Australian Residents only.
Links to external websites
These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to RetireInvest Chermside or our licensee in anyway. Note: RetireInvest Chermside and our licensee does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.
Rise Wealth QLD Pty Ltd 54 060 600 946 is a Corporate Authorised Representative of RI Advice Group, ABN [23 001 774 125] AFSL 238429.
General Advice Warning:
The information provided is general in nature. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This website contains information for Australian Residents only.
Links to external websites:
These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to RetireInvest SE QLD or our licensee in anyway. Note: RetireInvest SE QLD and our licensee does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.