Financial Advice Chermside

Meet Chermside’s Financial Advisory Team

Michael Iacovella

Adv Dip FS (FP), C Dec, B Bus (Acc), F Fin – Proprietor

Michael has worked in the financial services industry since 1989. 

Michael commenced the RetireInvest (RI) Chermside Office in July 2007. Prior to joining RI, Michael was employed with Suncorp for over 7 years and held roles as a financial planning manager and strategy adviser. He has also worked as a financial adviser and investment accountant for various financial services organisations, both in Brisbane and Sydney. 

Michael holds a Post-Graduate Diploma in Investments and Finance, Bachelor of Business and an Advanced Diploma of Financial Planning. 

Michael loves keeping fit with F45 training and regular morning walks with his pet dog Molly. Michael lives in Brisbane, with his wife Shana and daughter Malori.

Nicole Court

Client Service

Nicole joined the RI Chermside office in October 2008 after spending the previous 7 years in Event Management. 

Nicole is your first point of contact at Chermside and provides support to our clients and adviser in all matters of administration including completion of paperwork, liaising with clients and the fund managers. 

Being a Mum to 2 teenage boys keeps Nicole very busy but she also enjoys spending time with family and friends, cooking, gardening and dining out.


Client Liaison Hound

Molly sharing cuddles with our clients. You can also book a cuddle with Molly

Services to Meet Your Financial Needs


Retirement Planning

Managed Investments

ASX listed investments

Personal Insurance

Wealth Projections & Planning

Centrelink Advice


Self Managed Superannuation

Aged Care

Portfolio Reviews

Estate Planning

Referrals to specialists (Accountants & Solicitors)

Superannuation Fund Performance – see how we compare

We have accessed the Super Ratings charts of the top 10 Super Funds in three types of risk profiles – Balanced, Moderate and Defensive Risk.

Super RatingsTop Superannuation ReturnsBalanced Risk 
 as at 31 December 2019(60%-76%) 
RankFund Investment OptionReturnReturn Period
1UniSuper Accum (1) – Balanced18.43%1 year
2RI Chermside Sector Specific model – CFS Balanced17.48%1 year
3AustralianSuper – Balanced17.03%1 year
4Aust Ethical Pers – Balanced16.76%1 year
5RI Chermside Sector Specific model – CFS Balanced16.75%1 Year
6smartMonday PRIME – Balanced Growth – Active16.44%1 year
7SD Bus – Multi-manager Balanced16.32%1 year
8Mercy Super – MySuper Balanced16.28%1 year
9IOOF Employer Super Core – IOOF MultiMix Balanced Growth Trust15.90%1 year
10LGIAsuper Accum – Diversified Growth15.88%1 year
11First State Super – Growth15.83%1 year
12Mercer Super Trust – Mercer Growth15.59%1 year
Super RatingsTop 10 Returns – SuperannuationModerate Risk 
 as at 31 December 2019(41%-59%) 
RankFund Investment OptionReturnReturn Period
1ASGARD Emp Super – SMA Moderate14.10%1 year
2RI Chermside Sector Specific model – CFS Moderate13.74%1 year
3AustralianSuper – Conservative Balanced13.16%1 year
4Mercer Super Trust – Mercer Moderate Growth12.89%1 year
5TelstraSuper Corp Plus – Defensive Growth12.74%1 Year
6Vision SS – Balanced12.51%1 year
7First State Super – Balanced Growth12.48%1 year
8LGIAsuper Accum – Balanced12.47%1 year
9RI Chermside Sector Specific model – OnePath Moderate12.42%1 year
10OnePath OA Frontier – OptiMix Moderate12.23%1 year
11Sunsuper for Life – Retirement12.11%1 year
12Colonial FS RO – Balanced Option11.71%1 year
Super Ratings Top Superannuation Returns Defensive
as at 31 December 2019 (20%-40%)
Rank Fund Investment Option Return Return Period
1 RI Chermside Sector Specific model – CFS Defensive 10.80% 1 year
2 ASGARD Emp Super – SMA Defensive 10.34% 1 year
3 smartMonday PRIME – Moderate – Active 9.62% 1 year
4 AustralianSuper – Stable 9.50% 1 year
5 RI Chermside Sector Specific model – OnePath Defensive 9.39% 1 Year
6 Aust Catholic Super & Ret – Conservative 9.25% 1 year
7 Mercer Super Trust – Mercer Conservative Growth 9.21% 1 year
8 TelstraSuper Corp Plus – Conservative 9.13% 1 year
9 HESTA – Conservative Pool 9.11% 1 year
10 CSC PSSap – Income Focused 9.09% 1 year
11 OnePath OA Frontier – OptiMix Conservative 9.01% 1 year
12 Sunsuper for Life – Conservative 9.01% 1 year
Footnotes: https://www.superratings.com.au/top-10-super-funds/

This has been prepared without taking into account client’s objective, financial situation and needs, and because of that, before acting on advice they should consider the appropriateness of the advice having regard to their objectives, financial situation and needs. You should obtain a Product Disclosure Statement (PDS) for that product before making any decision about whether to acquire the product.

Source: www.superratings.com.au/top-10-super-funds/

5 Reasons to Choose RI Advice Chermside

Fee For service arrangements

Diverse range of services

Over 25 years of professional experience

Tailored, Adviser led recommendations

Trusted and Personalised engagement

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How to Make an Appointment




(07) 3359 0022

Where are We Located?

Our Office is based in Chermside, Queensland (close to Westfield Chermside).

We generally offer appointments during business hours (9am-5pm). 
However, home based and after hours appointments are also available, depending on location (additional fees may apply).

Our office is also part of the RI Advice – RISEQLD group, which has RetireInvest offices in Mt Gravatt, Caloundra and the Brisbane CBD.

RI Chermside is an Authorised Representative of RI Advice Group Pty Ltd ABN Number 23001774125 and AFSL Number 238429

This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider the relevant Product Disclosure Statement.