The secret to a happy, long life: exercise, veggies … and a financial plan for your future.


All over the world people are living longer. What’s the secret? National Geographic researchers found that the following could add years to your life:

Invisible exercise: It’s exercise that is a seamless part of your day, like walking to the shop, running around with the grandkids or an hour gardening.
Eating veggies: The vegetarians were right! Communities with the longest life expectancy eat a plant-based diet. And they eat slowly.
Finding your tribe: Being surrounded by supportive friends can make all the difference.
Living with purpose: Having a reason for waking up every day will not only make you happier but can add seven years to your life.

The great news is the life expectancy of Australians is increasing. Australian men can now reasonably expect to live to 85, and women even longer! This means we need to plan on living perhaps 20 years after we retire, or more.

If you are living a healthy lifestyle surrounded by friends, you may want to consider your longevity risk. Longevity risk is the chance that you’ll live longer than you expected (hooray!) … But if you’re not prepared, you may outlive your insurance policy and you could even exhaust your retirement savings.

  • Have you considered how many years you’ll live for?
  • Is your investment portfolio structured to preserve capital for the long term?
  • Have you reviewed any longevity-protection focused solutions?


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Disclaimer: This editorial and the information within, including tax, does not consider your personal circumstances and is general advice only. It has been prepared without taking into account any of your individual objectives, financial solutions or needs. Before acting on this information you should consider its appropriateness, having regard to your own objectives, financial situation and needs. You should read the relevant Product Disclosure Statements and seek personal advice from a qualified financial adviser. The views expressed in this publication are solely those of the author; they are not reflective or indicative of Licensee’s position, and are not to be attributed to the Licensee. They cannot be reproduced in any form without the express written consent of the author. RI Advice Group Pty Limited ABN 23 001 774 125, AFSL 238429.